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The Affordable Care Act (ACA) is a federal law that expands health coverage options and includes many new protections for people with pre-existing conditions. The ACA also helps individuals and families afford quality health insurance by providing tax credits that help defray the cost of monthly premiums. If you don’t have health insurance, or if your current coverage doesn’t cover all your needs, individual/family insurance can be an affordable way to protect yourself and your family from unexpected medical costs.
It’s important to have health insurance. If you get sick or injured, it can be expensive to pay for your medical bills and treatment. You may also need extra help from your family or friends if you are too sick to take care of yourself.
Fortunately, there are many ways to get health insurance: through your employer or even by buying it on your own as an individual/family (or buy a family plan), and this is the best way to protect yourself and your family from unexpected medical costs.
If you are covered by an HMO/PPO plan and receive medical care from a provider within its network, you only pay what your plan allows (usually a copayment). If you use a provider outside the network but still within your area code (such as when traveling), then you will usually pay more than if the service was provided by one of the providers in your plan’s network.
You may be eligible for tax credit subsidies that help lower the cost of your coverage, if you buy insurance via the Health Insurance Marketplace (also known as “Obamacare” or “Exchanges”).
The cost of this plan will vary depending on your personal circumstances. This includes where you live, whether or not you smoke or use tobacco products, and how old and healthy you are.
Getting individual/family insurance is a great way to get insured.
There are many benefits to getting individual/family insurance. If you’re looking for coverage, we recommend you check out our site and compare rates today!